JOPANDA, H.; FAUZI, A. THE EFFECT OF TRUST, PERCEPTION OF CONVENIENCE, AND PERCEPTION OF RISK ON INTEREST IN USING M-BANKING IN CUSTOMERS OF BANK BTN KC BINTARO JAYA. Jurnal Manajemen, [S. l.], v. 8, n. 1, 2024. DOI: 10.54964/manajemen.v8i1.261. Disponível em: https://www.ojs.jekobis.org/index.php/manajemen/article/view/261. Acesso em: 17 apr. 2026.